17+ New Job Doesn T Offer 401K Your Dream Job. But according to the same census data crunched by pew charitable trusts, more than a third of all americans over the age of 22 (35%) don't have access to a retirement account offered through their. Your employer might offer higher starting salaries instead of retirement benefits, or maybe your company has stock options, a pension or another form of alternative compensation.
Employers typically include 401(k) plan information in a new hire package. Learn what other retirement savings options are available to you and how to use them. Does your employer offer a 401k?
The plans would be offered by associations of employers based on geographic location or by industry.
A lot of people use 401(k)s to invest for retirement, but not everyone has access to one at work. A lot of people use 401(k)s to invest for retirement, which is why you hear so much about them. In addition, if you have kept the account for over 5 years, withdraw. If you don't have a 401k it's never too late to get one.